Tag Archive: "Iowa"
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Iowa Modifies Real Estate & Consumer Loans and Security Freeze Protections
by: Paul McSheffreyThe Iowa legislature has amended various provisions with House File 2324. Among the provisions affected include those relating to residential real estate loan charges, monetary limits specified in the consumer credit code, loan charge limits for one or two family homes occupied by the borrower, debt collectors, and the sale of title insurance. […]
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Iowa Updates HOME Program and Military Home Ownership Assistance
by: Louis Danastorg REG: IAC 265 HOME Investment Partnerships Program and Military Service Member Home Ownership Assistance Program Iowa has recently updated the HOME Investment Partnerships Program to clarify certain rules. Also, Iowa adopted the Military Service Member Home Ownership Assistance Program to implement Iowa Code sections 16.5(1)”r” and 16.54. The purpose of these […]
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Iowa Amends Mortgage Filing and Transfer Rules
by: Louis Danastorg Senate File 445-Transfers of Real Estate and Filing of a Mortgage Release Certificate Effective immediately, Iowa’s General Assembly has amended Iowa’s Code relating to the execution, filing and recording of a mortgage release certificate. Application:The title guaranty division in the Iowa finance authority may execute and record a certificate of release in […]
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Iowa Amends Banking and Financial Services Laws
by: Louis Danastorg Senate Bill 181: Relating to Matters under the Purview of the Banking Division of the Department of Commerce Recently, Iowa’s General Assembly enacted amendments and revisions to specific code provisions relating to public funds, state banks, debt management services, the Uniform Money Services Act, currency exchanges, delayed deposits, mortgage licensing, professional […]