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Ohio Establishes Cybersecurity Program Affirmative Defense
Through Ohio Senate Bill 220 (the “Act”), the State has established an affirmative defense to a tort action brought against a covered entity because of a data breach.
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Maryland Adopts Provisions Relating to Notary Public Fees
Maryland has amended its regulations relating to fees a notary public may charge for travel to perform notarial acts under COMAR 1.02.08.03(D).
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Washington Modifies Fees and other Provisions of its Consumer Loan Act
The state of Washington temporarily waives certain fees and modifies provisions relating to mortgage servicing under the Washington Consumer Loan Act
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Indiana Publishes Consumer Credit Fees
The Indiana Department of Financial Institutions published its annual consumer credit fees schedule. The fees are effective from July 1, 2018 through June 30, 2019.
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Rhode Island Updates Various Provisions
The state of Rhode Island has recently updated provisions regarding mediation conferences, the Uniform Real Property Electronic Recording Act, and the Uniform Law on Notarial Acts.
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California Privacy Act and Reservist Financial Obligations
The state of California enacted provisions relating to its Consumer Privacy Act of 2018 and California Military Families Financial Relief Act.
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Georgia Department of Banking and Finance Adopts 2018 Final Rulemaking
The Georgia Department of Banking and Finance has adopted new provisions pertaining to mortgage lenders, brokers, and servicers including updates to its mortgage servicing standards, and provides new provisions for mortgage lenders, brokers and servicers that meet the definition of “loan or finance company” under the Bank Secrecy Act.
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Pennsylvania Adopts Foreclosure Provisions
Pennsylvania has enacted provisions regarding the foreclosure of vacant and abandoned properties. These changes are effective as of December 17, 2018.
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Bureau of Consumer Financial Protection issues HMDA statement
On July 5, 2018, the Bureau of Consumer Financial Protection (Bureau) announced its intention to provide further guidance later this summer on the applicability of the Economic Growth, Regulatory Relief, and Consumer Protection Act (the Act) to data collected in 2018 pursuant to the Home Mortgage Disclosure Act (HMDA).
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Connecticut Modifies Banking Provisions
Connecticut has modified provisions under its Banking Law concerning consumer credit licenses. The new provisions expand the authority granted to the Banking Commissioner in various circumstances. The effective dates for these provisions range from July 1, 2018 to July 1, 2019.
