More about Zachary Pearlstein
Zachary Pearlstein, JD, is a Regulatory Compliance Director with CLA's Mortgage Advisory Division. He joined CLA on January 1, 2014, as part of its acquisition of Bankers Advisory, Inc. Zachary oversees Mortgage Advisory's regulatory compliance team, which focuses on federal and state compliance, fair lending, and the Home Mortgage Disclosure Act (HMDA). He is a graduate of Brandeis University and earned his juris doctor at Suffolk University Law School. He is admitted to the Massachusetts Bar.
Blog Posts by Zachary Pearlstein:
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Nevada Enacts Homeowner’s Bill of Rights
by Zachary Pearlstein, Esq.Nevada has modified several provisions regarding the foreclosure of owner occupied property, effective October 1, 2013. Under current law, the trustee of a deed of trust has the power to sell the attached property, subject to certain restrictions. Current law also allows judicial foreclosure to recover debt, or to enforce a right […]
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Indiana Modifies Provisions Regarding Supervised Loans
by: Zachary Pearlstein Indiana has recently updated regulations regarding supervised loans, effective on July 1, 2013. These updates are as follows: Consumer Credit Sales: There is a new method for determining the maximum credit service charge for a consumer credit sale. The charge may not exceed the greater of: The total of: 36% per […]
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Nevada Revises Foreclosure Mediation Program and Enacts Real Property Laws
by: Zachary Pearlstein, Esq. Nevada Revises Provisions Regarding Foreclosure Mediation Program Nevada has revised provisions regarding its foreclosure mediation program, effective October 1, 2013. New regulations require a trustee to send information about the Foreclosure Mediation Program to the homeowner concurrently with, but separately from, the copy of the notice of default and election to […]
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Nevada Amends Various Provisions Regarding Mortgage Industry
by: Zachary Pearlstein, Esq.The state of Nevada has revised a variety of provisions related to mortgage lending and brokering, effective immediately.New definitions For the purposes of the statutory provisions governing the licensing and regulation of mortgage brokers and mortgage agents: – “Employee” means a natural person (1) whose manner and means of performance of work […]